Life Insurance [Fiction]

Frank's fingers froze mid-typing on his computer at the buzz of the doorbell. He checked his wristwatch—six am. He wasn't expecting anyone.

He slid open the drawer, pulled out his handgun and tucked it into his belt. A glance through the peephole made him arch a brow. Strange.

He drew the gun, hiding it behind him as he opened the door.

The delivery man looked young, early twenties. His face was slightly puffy like he just got out of bed, put on his uniform and came straight to his apartment with a small brown package.

“Delivery,” he said, handing out the package. “Are you Frank Rogers?”

“Yes.” Frank took the package, signed the clipboard and watched the delivery man drive off before closing the door. After running his x-ray scanner over the package, he opened it. Inside was a Hallmark Bank vault key. Strange.

He finished his coffee, then drove to Hallmark bank.

Opening the vault box, a brown envelope was the only content inside. On it, written in a familiar, neat handwriting were two words: ‘Life Insurance’.

His breath caught. He tore open the envelope, his eyes widening in shock. Documents of every member, job, meetings, and accounts operated by the Terah Core were neatly compiled inside.

Matt Terah. The name haunted him for years.

Leader of an organised crime network in his city. The man who murdered his parents when he was only sixteen. He did not know why. He'd chased after them but failed because he had no evidence.

He sniffed, staring intently at the handwriting. It was his father's. He had put together a kill switch dossier and that was why they murdered him.

He pulled out his phone and called the Department of Justice. It was time to remind the city who his parents were.

I hope you enjoyed reading this short piece. It's inspired by the Freewrite #dailyprompt phrase @daily.prompt/8-april-2026-freewriters-community-daily-writing-prompt-day-3067-life-insurance" target="_blank" rel="noopener noreferrer">"life insurance".

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